Open Enrollment
Open Enrollment: Now through June 30th
July is our open enrollment month. This is the only time of year in which you can make changes to your plan (i.e. add or drop dependents or enroll). It is also the only time a year that you can elect to participate in a Flexible Spending Account (FSA) or a Dependent Care Account (DCA), outside of life events. Please notify Human Resources if you wish to:
- Make any changes to your health or dental plans.
Sign up for FSA or DCA accounts. Please note that you must elect the FSA and DCA accounts every year. Your election does not carry forward from year to year. Any unused funds under $610 will rollover to the 2025-2026 plan year.
All Enrollment Forms should be submitted to Kelly Wood in Human Resources by Friday, May 30th, 2025
If you are not making any changes to your health and/or dental, or enrolling in the FSA , you do not need to submit anything to HR.
Completed enrollment forms can be sent through interoffice, dropped off to Human Resources in City Hall, or sent via email. If you are sending via email, please encrypt the message for security measures.
Health and Dental Insurance
Flexible Spending Accounts
Available under the Flexible Spending Account (FSA) are the Health Care Reimbursement Account (HICA) and Dependent Care Assistance Account (DCA). This program allows you to take money out of our paycheck on a pre-tax basis, which you can use for eligible out of pocket health care expenses or your eligible dependent care expenses. Since the money you choose to put into these accounts is not considered taxable income, you save by paying less Federal, State (if applicable) and FICA taxes.
Medical Reimbursement Accounts
Employees may set aside up to $3,300 per year with a minimum of $5 per pay period. Can be used to pay for:
- Medical Insurance Deductibles or Coinsurance
- Uninsured Dental Expenses (including orthodontia)
- Hearing Aids and Batteries
- Vision Care Expenses, including exams, glasses, contact lenses, supplies and solutions and Lasik surgery
- Support or corrective devices (such as orthopedic shoes)
- And much more!
Dependent Care Reimbursement Accounts
Employees may set aside up to $5,000 per family per year, or a maximum of $208.33 per pay period. Can be used to pay for:
- Day Care Expenses
- Before/After School Care
- Preschool Costs
- Elderly Care
- Day Camps
You must elect the FSA every year, your enrollment does not carry over from year to year.
The FSA is deducted from 24 payrolls each fiscal year.
FSA Election Form
INSURANCE RATES EFFECTIVE JULY 1, 2025-June 30, 2026
*Premiums are subject to negotiations and may change pending City Council approval of collective bargaining agreements.
UNIONS: SMA, PMA, NON-UNION, 1386A, 1386B | PLAN TYPE | EMPLOYEE MONTHLY COST |
ACCESS BLUE NEW ENGLAND 20 (AB20 RX10/20/45) | SINGLE | $173.35 |
TWO PERSON | $346.70 | |
FAMILY | $468.05 | |
ACCESS BLUE NEW ENGLAND 15/40 (AB15 RX 10/20/45) | SINGLE | $99.84 |
TWO PERSON | $199.68 | |
FAMILY | $269.57 | |
UNIONS: PD PATROL, PD CIVILIANS, PD RANKING | PLAN TYPE | EMPLOYEE MONTHLY COST |
ACCESS BLUE NEW ENGLAND 20 (AB20 RX 10/20/45) | SINGLE | $196.47 |
TWO PERSON | $392.93 | |
FAMILY | $530.46 | |
ACCESS BLUE NEW ENGLAND 15/40 (AB15 RX 10/20/45) | SINGLE | $119.81 |
TWO PERSON | $239.62 | |
FAMILY | $323.49 | |
UNIONS: FIREFIGHTERS, FIRE OFFICERS | PLAN TYPE | EMPLOYEE MONTHLY COST |
ACCESS BLUE NEW ENGLAND 20 (AB20 RX 10/20/45) | SINGLE | $208.02 |
TWO PERSON | $416.04 | |
FAMILY | $561.66 | |
ACCESS BLUE NEW ENGLAND 15/40 (AB15 RX 10/20/45) | SINGLE | $119.81 |
TWO PERSON | $239.62 | |
FAMILY | $323.49 |